Learn. Earn. Build. Own.
Replace Your Economy helps people from every income level build financial knowledge, business ownership, rewards, marketplace access, and long-term opportunity through one connected RYE Node.
🌐 One Ecosystem. Multiple Paths.
📚 Learn
Build financial literacy, credit knowledge, tax awareness, business skills, career readiness, and real-world confidence.
🏆 Earn
Earn R reward tokens for meaningful learning, progress, participation, verified referrals, and approved ecosystem activity.
💼 Build
Become a RYE Independent Business Associate, organize your business, track cash flow, serve customers, and grow revenue.
🏢 Own
Progress from financial foundation to business operations, wealth strategy, asset protection, and legacy planning.
What Is the RYE Ecosystem?
The RYE Ecosystem connects education, financial literacy, business ownership, rewards, referrals, marketplace activity, and community opportunity through one shared digital identity.
🧠 RYE Node
Your identity, membership level, messages, progress, badges, referral status, and access permissions.
💼 Super Wallet
Tracks R rewards, marketplace activity, receipts, and future opt-in access to wRYE and wUSDC services.
⚙️ Core Engine
Connects progress, rewards, profiles, membership access, marketplace actions, and future backend records.
🤝 RYE IBA
Paid or earned membership can introduce the member to independent business ownership through the RYE IBA pathway.
🏆 R Reward Token System
R is the participation and achievement reward used throughout the RYE and EMPACT ecosystems. Members can earn R for creating value—not simply for spending money.
Learning Rewards
Lessons, modules, quizzes, certificates, tool completion, and approved educational progress.
Business Rewards
Completing business milestones, organizing records, creating offers, serving customers, and marketplace participation.
Referral Rewards
Verified Node referrals, KYC completion, qualifying membership activity, and referral milestones.
Community Rewards
Approved mentoring, volunteering, participation, leadership, and ecosystem contributions.
R Tokens are participation and achievement rewards earned for learning, completing activities, helping others, verified referrals, and approved contributions throughout the RYE Ecosystem.
🤝 The RYE Referral Program
Eligible Node holders can use the referral link, referral code, QR code, and status/history tools available in the RYE Node. These tools track referrals; they do not automatically issue rewards.
Referrer + New Participant
May qualify for approved (R) rewards after a new Node and qualifying activity are verified and the ledger approves the reward. Amounts are pending approval.
School or Nonprofit Partner
A partner may receive a separate benefit only when that benefit is approved and separately funded. It is not automatically minted or paid from a referral.
Eligibility and Review
New Node through the referral link → qualifying activity → verification → ledger review. One credit per verified new Node; existing Nodes do not qualify.
Current Status
Referral tracking is available in the Node. Automatic referral reward issuance is not active. Reward amounts and partner funding rules are still pending approval. No cash commission, cash redemption, investment return, token appreciation, or liquidity is promised.
Bronze entry path: Purchase Bronze for $100. The referral program does not currently grant membership access.
🛒 The Marketplace Is the Economic Center
The public marketplace remains easy for non-crypto customers while the future RYE economy operates in the background. Customers can shop normally with approved traditional payment methods first and choose token benefits only when they are ready.
Public Price
Example: $99 USD
Visitors who are not members can purchase at the regular public price.
Member Price
Example: $79 USD
Approved RYE members may receive a lower member cash price.
RYE Price
$60 comparative value: 5,500 wRYE
The $60 figure shows the comparative value beside the USD prices. The RYE price itself can only be paid with 5,500 wRYE—not USD or USDC.
Non-Crypto First
People can participate, learn, earn, join, and shop without needing to understand wallets, private keys, or blockchain technology.
Optional RYE Token Benefits
RYE activity and approved purchases can affect the future token side in the background. Tokens may be stored on the member's behalf until the member chooses to opt in.
Receive Your RYE
Members may later choose to activate token access and receive eligible wRYE or related wallet benefits.
Redeem Your RYE
Eligible RYE rewards may be redeemed according to future marketplace and ecosystem rules.
Spend Your RYE
Members may use wRYE for approved products, services, discounts, and ecosystem opportunities.
Shop With RYE
Some items may display an exclusive wRYE-only price and require the buyer to use wRYE to complete the purchase.
🧰 Product Suite
| Product | Description | Open |
|---|---|---|
| 🧠 RYE AI Teacher | AI-powered education, tutoring, quizzes, and assessments. | |
| 🎓 RYE EdTech | Learning hub for P2TCCB, Literacy, GED, Career Pathways, and AI Teachers. | |
| 🌍 EMPACT Ecosystem | Education, schools, workforce development, families, partners, and community initiatives. | |
| 💰 RYE Memberships | Financial foundations, IBA business ownership, cash-flow systems, wealth strategies, and legacy planning. | |
| 🛒 RYE Marketplace | Public, member, and future wRYE-only pricing paths for approved products and services. | |
| 📊 RYE Dashboard | View Node activity, rewards, memberships, referrals, and progress. |
🎖️ RYE Membership Tiers
Each tier has a distinct purpose. Members can purchase a tier or later upgrade by paying only the difference between approved membership levels.
🤝 RYE Referral Benefit: Eligible Node holders may participate in referral tracking. Referrers and new participants may qualify for approved (R) rewards after verification and ledger approval. Specific reward amounts and partner funding rules are pending approval. Automatic referral reward issuance is not active. Referral participation does not grant membership access; membership is not required to participate.
🥉 Bronze — Financial Foundation & RYE IBA Launch
• Paychecks, W-2s, W-4s and withholding
• Budgeting and cash-flow basics
• Credit reports from all three bureaus
• Credit disputes and credit-building techniques
• Debt strategy, collections and validation education
• Employee vs. business-owner tax education
• Credit Builder Tracker
• Budget Planner
• Debt Crash Planner
• LLC Startup Checklist
• Business Name Planner
• Simple Offer Builder
• Customer Tracker
• Business Budget Planner
• What a RYE IBA is
• Paid or earned membership pathway
• Referral-program orientation
• W-9 and business-income education
• Basic recordkeeping
• Separate personal and business finances
• EIN, business banking and compliance overview
Price: $100
Estimated Value: $1,500+ in education, guided modules, financial tools, and business-readiness resources.
Membership ranking stake
Tokens from your initial membership purchase and upgrades are automatically locked (staked) until you unlock them. The quantity depends on the token price when the purchase executes. Unlocking qualifying membership tokens affects ranking and perks. Monthly or yearly payments maintain paid access.
Short-term staking — new purchases
RYE Chain: choose 3, 6, 9 or 12 months for newly purchased RYE. Rewards are nontraded (R) Marketplace credits. Principal stays locked for the chosen term. The approved annual rates are below; APY is an annual rate, not the full payout for a shorter term.
| RYE staked | 3 months | 6 months | 9 months | 12 months |
|---|---|---|---|---|
| 1,000 | 5% APY | 10% APY | 15% APY | 20% APY |
| 10,000 | 10% APY | 15% APY | 20% APY | 25% APY |
| 100,000 | 15% APY | 20% APY | 25% APY | 30% APY |
| 1,000,000 | 20% APY | 25% APY | 30% APY | 35% APY |
Long-term investing — new purchases
10 years: 6%; 20 years: 7%; 30 years: 8% annual compounded purchased-RYE growth. Rewards require funding from product purchases or Guardian USDC. Growth stops at maturity; the funded balance unlocks for Marketplace use or a separately funded USDC sale/swap.
One token, one staking path. New purchases can be allocated to short-term or long-term staking. Withdrawing matured investment tokens does not change your separate membership stake.
Options preview: Reviewing a term does not purchase or lock tokens. Live staking is not connected yet; rewards and USDC settlement require available funding.
🥈 Silver — Business Operations & RYE Cash Flow Manager
• RYE Cash Flow Manager
• Revenue and expense tracking
• Profit-and-loss reporting
• Mileage and receipt records
• Commission and contractor tracking
• Quarterly tax set-aside planning
• Year-end business summary
• Business Plan Builder
• Startup Cost Planner
• Break-Even Calculator
• Pricing and Revenue Goal Planner
• Business Deduction Organizer
• Banking, compliance and annual-report tracking
• Silver CRM
• Lead and follow-up pipeline
• Marketing calendar
• Proposal and quote builder
• Referral analytics
• Investing and business-reserve education
Price: $500
Bronze → Silver upgrade: Pay the $400 difference through the approved upgrade checkout, then wait for Command Center activation.
Estimated Value: $3,500+ in business systems, financial management, planning tools, and operating resources.
Membership ranking stake
Tokens from your initial membership purchase and upgrades are automatically locked (staked) until you unlock them. The quantity depends on the token price when the purchase executes. Unlocking qualifying membership tokens affects ranking and perks. Monthly or yearly payments maintain paid access.
Short-term staking — new purchases
RYE Chain: choose 3, 6, 9 or 12 months for newly purchased RYE. Rewards are nontraded (R) Marketplace credits. Principal stays locked for the chosen term. The approved annual rates are below; APY is an annual rate, not the full payout for a shorter term.
| RYE staked | 3 months | 6 months | 9 months | 12 months |
|---|---|---|---|---|
| 1,000 | 5% APY | 10% APY | 15% APY | 20% APY |
| 10,000 | 10% APY | 15% APY | 20% APY | 25% APY |
| 100,000 | 15% APY | 20% APY | 25% APY | 30% APY |
| 1,000,000 | 20% APY | 25% APY | 30% APY | 35% APY |
Long-term investing — new purchases
10 years: 6%; 20 years: 7%; 30 years: 8% annual compounded purchased-RYE growth. Rewards require funding from product purchases or Guardian USDC. Growth stops at maturity; the funded balance unlocks for Marketplace use or a separately funded USDC sale/swap.
One token, one staking path. New purchases can be allocated to short-term or long-term staking. Withdrawing matured investment tokens does not change your separate membership stake.
Options preview: Reviewing a term does not purchase or lock tokens. Live staking is not connected yet; rewards and USDC settlement require available funding.
🥇 Gold — Business Growth, Advanced Wealth & Protection
• Advanced marketing and sales systems
• KPI and business-performance dashboards
• Sales funnel and automation planning
• Advanced cash-flow and capital strategy
• Funding-readiness preparation
• IUL strategy program
• HELOC strategy program
• Advanced tax-planning education
• Real-estate and leverage concepts
• Risk-management and asset-protection foundations
• Advanced CRM and sales pipeline
• Proposal Generator
• Marketing Planner
• Business Growth Dashboard
• Investment and reserve projections
• Premium member benefits
Price: $800
Silver → Gold upgrade: Pay the $300 difference through the approved upgrade checkout, then wait for Command Center activation.
Estimated Value: $6,500+ in advanced business-growth, wealth-strategy, and protection resources.
Membership ranking stake
Tokens from your initial membership purchase and upgrades are automatically locked (staked) until you unlock them. The quantity depends on the token price when the purchase executes. Unlocking qualifying membership tokens affects ranking and perks. Monthly or yearly payments maintain paid access.
Short-term staking — new purchases
RYE Chain: choose 3, 6, 9 or 12 months for newly purchased RYE. Rewards are nontraded (R) Marketplace credits. Principal stays locked for the chosen term. The approved annual rates are below; APY is an annual rate, not the full payout for a shorter term.
| RYE staked | 3 months | 6 months | 9 months | 12 months |
|---|---|---|---|---|
| 1,000 | 5% APY | 10% APY | 15% APY | 20% APY |
| 10,000 | 10% APY | 15% APY | 20% APY | 25% APY |
| 100,000 | 15% APY | 20% APY | 25% APY | 30% APY |
| 1,000,000 | 20% APY | 25% APY | 30% APY | 35% APY |
Long-term investing — new purchases
10 years: 6%; 20 years: 7%; 30 years: 8% annual compounded purchased-RYE growth. Rewards require funding from product purchases or Guardian USDC. Growth stops at maturity; the funded balance unlocks for Marketplace use or a separately funded USDC sale/swap.
One token, one staking path. New purchases can be allocated to short-term or long-term staking. Withdrawing matured investment tokens does not change your separate membership stake.
Options preview: Reviewing a term does not purchase or lock tokens. Live staking is not connected yet; rewards and USDC settlement require available funding.
💎 Platinum — Legacy, Trusts, Asset Protection & Enterprise
• Trust and estate-planning education
• Legacy and succession planning
• Advanced asset-protection concepts
• Multi-business and enterprise planning
• Executive financial dashboards
• Team and leadership dashboards
• Licensing tools
• White-label planning tools
• Executive reports
• Organization and partner-management systems
• Family wealth-transfer education
• Business succession roadmap
• Trust-document organization
• Long-term ownership strategy
• Platinum leadership and community benefits
Price: $1,000
Gold → Platinum upgrade: Pay the $200 difference through the approved upgrade checkout, then wait for Command Center activation.
Estimated Value: $10,000+ in premium legacy, enterprise, leadership, and advanced planning resources.
Membership ranking stake
Tokens from your initial membership purchase and upgrades are automatically locked (staked) until you unlock them. The quantity depends on the token price when the purchase executes. Unlocking qualifying membership tokens affects ranking and perks. Monthly or yearly payments maintain paid access.
Short-term staking — new purchases
RYE Chain: choose 3, 6, 9 or 12 months for newly purchased RYE. Rewards are nontraded (R) Marketplace credits. Principal stays locked for the chosen term. The approved annual rates are below; APY is an annual rate, not the full payout for a shorter term.
| RYE staked | 3 months | 6 months | 9 months | 12 months |
|---|---|---|---|---|
| 1,000 | 5% APY | 10% APY | 15% APY | 20% APY |
| 10,000 | 10% APY | 15% APY | 20% APY | 25% APY |
| 100,000 | 15% APY | 20% APY | 25% APY | 30% APY |
| 1,000,000 | 20% APY | 25% APY | 30% APY | 35% APY |
Long-term investing — new purchases
10 years: 6%; 20 years: 7%; 30 years: 8% annual compounded purchased-RYE growth. Rewards require funding from product purchases or Guardian USDC. Growth stops at maturity; the funded balance unlocks for Marketplace use or a separately funded USDC sale/swap.
One token, one staking path. New purchases can be allocated to short-term or long-term staking. Withdrawing matured investment tokens does not change your separate membership stake.
Options preview: Reviewing a term does not purchase or lock tokens. Live staking is not connected yet; rewards and USDC settlement require available funding.
🔐 Membership Access & Activation
- Membership checkout does not automatically unlock protected content.
- Command Center verifies purchases, earned access, upgrades, refunds, and Node identity.
- Bronze, Silver, Gold, and Platinum access is stored in the member’s RYE Node.
- Higher tiers inherit approved access to lower-tier membership content.
- Paid, earned, scholarship, promotional, and administratively granted access can be tracked separately while providing the same approved tier experience.
- Automatic backend verification, cross-device records, KYC, referrals, and blockchain synchronization will be added after the local-first ecosystem review is complete.
🚀 Start Here
Create or open your RYE Node, explore the ecosystem, participate on the page, choose a membership path, and begin learning, earning, building, and owning.