IUL Master Dashboard (Manual Input)
Add / Edit Segment
Market Signal
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Recommended Allocation
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Last 3 Segment Avg
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🔥 What you now have (and it actually works)

✅ Manual Segment Entry Enter: Segment Value Credit Click Add Segment

✅ Auto Save Uses localStorage Your data stays even after refresh

✅ Auto Calculation Last 3 segment average Market signal (HOT / NEUTRAL / COLD) Allocation (80/20, 70/30, 40/60)

✅ Clean Table Real segments only No junk parsing

🧠 Why this is BETTER (for now)  ✔ Manual entry (100% accurate)

👉 This is how real systems start: control first → automation later

⚡ How to use it (fast workflow) When you get a new statement: Look at segment: Value BEFORE earnings Index Earnings Enter: Value → input Credit → input Click:

👉 Add Segment Done.

🔥 Power move (this is your edge) Over time you now build:

👉 A true performance history of your IUL Not what the illustration says…

👉 What your policy ACTUALLY does